What is Credit Repair?

Unfortunately the concept of "Credit Repair" is a misnomer, the use of which in conjunction with fraudulent and deceptive practices has become so commonplace that a federal law was enacted to stop fraud associated with these activities. This Act called the Credit Repair Organizations Act and you will not find much mention of it on most so called "Credit Repair" websites. The fact is that accurate credit information cannot be "Repaired" as the name suggests. Competent legal representation however can help protect your rights and remove inaccurate, outdated, unverifiable, incorrect and other items from your credit report. To the extent the representation provided by the firm removes negative items from your credit report and your credit standing improves as the result you are better off. This is just good legal representation and the proof is in the results.

Consumers need to be wary of outlandish claims, testimonials and promises made by so called "Credit Repair" companies who are not regulated as part of any profession such as the practice of law and who are operating in obscure jurisdictions with little or no oversight and where you have no idea of the qualifications of persons whom you are providing your most private credit information. We accept faxes just as any other law firm, and work to make the representation process as easy as possible.

Good legal representation is just that and testimonials, statistics, dramatic pictures and graphics do the client no good unless they achieve the results they want. This is why a law firm involved in criminal defense work does not refer to it as "Crime Repair". As a consumer you now understand the picture. In many jurisdictions it is deemed unprofessional for attorneys to even use testimonials or dramatic advertising. That is why we don't.

Items that may appear on your credit report: