Terms of Service

Smith & Gromann P.A. / creditlawgroup.com provides "The User" with access to its content, resources, tools for communication, public forums, commerce platforms, and other services through its network of websites, "The Service". Smith & Gromann P.A. / creditlawgroup.com provides its service to the user, subject to the following Terms of Service Smith & Gromann P.A. / creditlawgroup.com is not responsible for providing you access facilities or equipment (in any form) to its service. You, "The User", also comprehend and concur that 'The Service' may include advertisements and sponsorships and that these are necessary for Smith & Gromann P.A. / creditlawgroup.com to provide "The Service". You also comprehend and agree that Smith & Gromann P.A. / creditlawgroup.com makes no submission about the suitability, reliability, availability, timeliness, accuracy of the information, products, services and related graphics contained within "The Service" for any purpose. "The Service" is provided "as is" without warranty of any kind. Smith & Gromann P.A. / creditlawgroup.com hereby disclaim all warranties and conditions with regard to "The Service". THE SERVICE IS SUBJECT TO THE APPLICIABLE RETAINER AGREEMENTS AND LEGAL DISCLAIMER.

ACKNOWLEDGMENT AND ACCEPTANCE OF TERMS OF SERVICE

"The Service" is provided to you, "The User", under the terms and conditions and any amendments thereto and any operating rules or policies that may be published from time to time by Smith & Gromann P.A. / creditlawgroup.com as part of the Terms of Service. The Smith & Gromann P.A. / creditlawgroup.com Terms of Service comprises the entire agreement between the User and Smith & Gromann P.A. / creditlawgroup.com and supersedes any prior agreements pertaining to the subject matter contained herein. BY COMPLETING THE REGISTRATION PROCESS AND CLICKING THE "SUBMIT" BUTTON, YOU ARE AGREEING TO BE BOUND BY THE Smith & Gromann P.A. / creditlawgroup.com Terms of Service, Legal Disclaimer and applicable terms of the Retainer Agreement.

MODIFICATION OF THESE TERMS OF USE

Smith & Gromann P.A. / creditlawgroup.com reserves the right to change any of the terms, conditions, and notices under which "The Service" are offered. You are responsible for regularly reviewing these terms and conditions including changes/modifications if any incorporated by us from time to time. Your continued use of "The Service" constitutes your agreement to all such terms, conditions, and notices.

MODIFICATION TO 'THE SERVICE

Smith & Gromann P.A. / creditlawgroup.com reserves the right to modify or discontinue, temporarily or permanently, 'The Service' (or any part of "The Service") with or without notice to the user at any time and from time to time. "The User" agrees that Smith & Gromann P.A. / creditlawgroup.com shall not be liable to the User or any third-party for any modification or discontinuance of the Service.

USER CONDUCT

"The Service" may include e-mail services, message boards, chat areas, news groups, forums, communities and/or other message or communication facilities designed to enable you to communicate with others (collectively, "Tools for Communication"). You agree to use the Tools for Communication only to post, send and receive messages and material that are proper and, when applicable, related to the particular tool for Communication. You also hereby agree that you shall not make use of "The Service" for any commercial purpose, including reselling and/or cobranding/private label.

As a condition of your use of "The Service" you, "The User" agree to provide : (a) true, accurate, current and complete information about yourself as required by the Service's registration form (such data being the "Registration Information, and Retainer Agreement") (b) maintain and promptly update the Registration Information to keep it accurate, current and complete. If you provide any information that is untrue, inaccurate, not current or incomplete, Smith & Gromann P.A. / creditlawgroup.com has the right to terminate the user account and refuse any and all current or future use of "The Service". (c) Smith & Gromann P.A. / creditlawgroup.com the right to use / disclose the aggregate registration information to third parties in connection with marketing of services, subject to the privacy policy. You have also consented Smith & Gromann P.A. / creditlawgroup.com the right to use your registration information to provide targeting of advertising and other service offers. This could be also be used to customize the content you see, to fulfill your requests for certain products and services and to contact / intimate you about special offers or new products. Usage Obligations As a condition of your use of "The Service" you will not use "The Service" for any illegal purposes. You will be solely responsible for the contents of transmissions made by you through "The Service".

You agree not to use "The Service" to: (a) Obstruct or hinder the use and enjoyment of "The Service" by other Users; (b) Violate any applicable local, state, national, and international laws and regulations; (c) Impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity; (d) Interfere with or disrupt the Service or servers or networks connected to the Service, or defy any requirements, regulations or guidelines of networks connected to "The Service"; (e) Transmit or otherwise make available any material in connection with surveys, chain letters, junk email, spamming, contests, pyramid schemes, or any duplicative or unsolicited messages (commercial or otherwise); (f) Upload, post, email, transmit or otherwise make available any content that is unlawful, damaging, intimidating, hostile, offensive, harassing, defamatory, improper, obscene, vulgar, invasive of another's privacy, caste related, ethnically or otherwise objectionable; (g) Upload, post, email, transmit or otherwise make available any content protected by any patent, trademark, copyright or other intellectual proprietary laws unless you own or control the rights thereto or have received all necessary consents to do the same; (h) Upload files that contain viruses, worms, corrupted files or any other similar software or programs designed to disrupt, damage or limit the operation of any computer or telecommunications equipment or property of another; (i) "Stalk" or otherwise harass other users; collect or store personal data about other users. (j) Advertise, Promote or offer to sell or buy any goods or services for any business purpose unless The Service specifically allows such messages or transactions. (k) Reproduce, duplicate, copy, sell, resell or exploit for any commercial purposes, any portion, use or access of the Service. (L) Violate the Fair Credit Reporting Act.

Smith & Gromann P.A. / creditlawgroup.com has no obligation to observe and monitor The Service. However, Smith & Gromann P.A. / creditlawgroup.com reserves the right to review materials posted and to remove any material/s. Smith & Gromann P.A. / creditlawgroup.com also reserves the right to terminate your access to any or all of The Services, at any time, without notice, for any reason whatsoever.

Smith & Gromann P.A. / creditlawgroup.com reserves the right at all times to divulge any information as it considers necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part. These would be more applicable to the publicly accessible areas of The Service that are intended to be available to the general public. For example, publicly accessible areas of The Service would include Message Boards, Chat that are open to both registered users and visitors.

In view of the global nature of the world wide web, the User understands and agrees that technical processing of tools of communication is (and may be) required to send and receive messages, to correspond / conform to the technical requirements of connecting networks, to correspond / conform to the limitations of The Service, or to correspond / conform to other, similar technical requirements.

USER ACCOUNT, PASSWORD, AND SECURITY

As part of The Service's registration process you will provide us with current, complete and accurate information as requested by the registration form. You will then choose a user name and password. You take total responsibility for maintaining the confidentiality of your password and account. You are also entirely responsible for any and all activities that occur under your account. You agree to notify Smith & Gromann P.A. / creditlawgroup.com immediately of any unlawful / unauthorized use of your account or any other security violation. You agree to ensure that you exit from your account at the end of each session. You understand that Smith & Gromann P.A. / creditlawgroup.com will not be liable for any loss or damage in any form incurred as a result of unauthorized usage of your account, with or without your knowledge. However, you could be held liable for losses or damages incurred by Smith & Gromann P.A. / creditlawgroup.com or a third party as a result of your failure to comply with this clause. You also agree not to use anyone else's account, at any time, without the prior permission of the account holder.

PRIVACY POLICY

Registration Information and certain other information about you is subject to our Privacy Policy. For more information, see our privacy policy

DISCLAIMER

Registration Information and certain other information about you is subject to our Disclaimer. For more information, see our Legal Disclaimer

LIMITATION OF LIABILITY

You expressly understand and agree that Smith & Gromann P.A. / creditlawgroup.com shall not be liable for any direct, indirect, incidental, special, consequential or exemplary damages, including but not limited to, damages for loss of profits, goodwill, use, data or other intangible losses (even if Smith & Gromann P.A. / creditlawgroup.com has been advised of the possibility of such damages), resulting from: (i) the use or the inability to use the service; (ii) the cost of procurement of substitute goods and services resulting from any goods, data, information or services purchased or obtained or messages received or transactions entered into through or from the service; (iii) unauthorized access to or alteration of your transmissions or data; (iv) statements or conduct of any third party on the service; or (v) any other matter relating to the service.

CONTENT PROVIDED TO THE SERVICE

Smith & Gromann P.A. / creditlawgroup.com does not claim ownership of the "content" ( in the form of data, text, software, music, sound, photographs, graphics, video, messages or other materials) you provide to Smith & Gromann P.A. / creditlawgroup.com (including feedback and suggestions) or post, upload, privately transmit, input or submit to any Smith & Gromann P.A. / creditlawgroup.com site or service for review by the general public. However, by posting, uploading, or making available content or any other material, you grant Smith & Gromann P.A. / creditlawgroup.com and its affiliate sites permission to use your submission in connection with the operation of their Internet businesses including, without limitation, the rights to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate and reformat your submission, and to publish your name in connection with your submission.

You comprehend and agree that no compensation will be paid in any form with respect to the use of your submission. Smith & Gromann P.A. / creditlawgroup.com, is under no obligation to post or use any submission provided by you and Smith & Gromann P.A. / creditlawgroup.com retains the sole discretion to remove any submission at any time. You comprehend and agree that by submitting, posting, uploading, making available content or any other material you warrant that you own or otherwise control all of the rights to your submission as described in this section including, without limitation, all the rights necessary for you to provide, post, upload or submit the content or material. Smith & Gromann P.A. / creditlawgroup.com does not control the content posted via the Service and, as such, does not guarantee the accuracy, integrity or quality of such Content.

CONTENT MADE AVAILABLE THROUGH THE SERVICE

All content and material that is made available to view and/or download in connection with the Service, excluding content that may be made available by the users or visitors through the Service, is owned by and is the copyrighted work of Smith & Gromann P.A. / creditlawgroup.com and is protected by copyright laws.

Smith & Gromann P.A. / creditlawgroup.com may offer subscriptions to newsletters or magazines "Subscriptions". This content is made available through the SERVICE and Smith & Gromann P.A. / creditlawgroup.com reserves the right to cancel or deny any subscription to such content for any reason.

INDEMNITY

You "The User" comprehend and agree to indemnify and hold Smith & Gromann P.A. / creditlawgroup.com and its affiliates, and employees, harmless from any claim or demand, including attorneys' fees, made by any third party due to or arising out of your use of the Service, your connection to the Service, your violation of the Smith & Gromann P.A. / creditlawgroup.com Terms of Service, or your violation of any rights of another.

STORAGE AND OTHER LIMITATIONS

Smith & Gromann P.A. / creditlawgroup.com assumes no responsibility for the deletion or failure to store messages, other communications, content or material maintained, posted, uploaded, submitted or transmitted by use of the service. Smith & Gromann P.A. / creditlawgroup.com retains the right to set and modify the upper limit on the size of the message (sent or received) on any account and storage space it will maintain for the user. Smith & Gromann P.A. / creditlawgroup.com also reserves the right to limit the maximum number of times (and the maximum duration for which) you may access the service over a given period of time. You acknowledge that Smith & Gromann P.A. / creditlawgroup.com reserves the right to log off / disable accounts that are inactive for a period of three months. You further acknowledge that Smith & Gromann P.A. / creditlawgroup.com reserves the right to change these general practices and limits at any time, in its sole discretion, with or without notice.

TERMINATION

The User agrees that Smith & Gromann P.A. / creditlawgroup.com may terminate the user's password, account or use of the Service if Smith & Gromann P.A. / creditlawgroup.com believes that the user has violated or acted inconsistently with the letter or spirit of the Smith & Gromann P.A. / creditlawgroup.com's Terms of Service, or has violated the rights of Smith & Gromann P.A. / creditlawgroup.com or other users. The user further agrees that Smith & Gromann P.A. / creditlawgroup.com may terminate the user's password, account or use of the Service if the user fails to use the Service at least one time during a period of three months. This time period would be reviewed and determined by Smith & Gromann P.A. / creditlawgroup.com from time to time. The user comprehends and agrees that any termination of service under this agreement under any provision of this agreement may be effected without prior notice, and acknowledges and agrees that Smith & Gromann P.A. / creditlawgroup.com may immediately delete all files (email included) in the user's account and bar any further access to such files or the Service. Further, you agree that Smith & Gromann P.A. / creditlawgroup.com shall not be liable to you or any third-party for any termination of your access to the Service.

ASSOCIATION THROUGH THE SERVICE

Your association, correspondence or business dealings with, or participation in promotions of, advertisers and sponsors found on or through the Service, including payment and delivery of related goods or services, and any other terms, conditions, warranties or representations associated with such transactions, are solely between you and the advertiser/sponsor. You comprehend and agree that Smith & Gromann P.A. / creditlawgroup.com shall not be responsible or liable for any loss or damage of any sort incurred as the result of any such associations or dealings or as the result of the presence of such advertisers/sponsors on the Service.

You also acknowledge and agree that content/material contained in the sponsor's advertisements, promotions or information presented to you through the Service or advertisers is protected by copyrights, trademarks, service marks, patents or other proprietary rights and laws.

ASSOCIATION / LINKS TO THIRD PARTY

Smith & Gromann P.A. / creditlawgroup.com may contain links to third party Web sites "Linked Sites" ("Affiliates" / "Partner Sites"). These Linked Sites are not under the control of Smith & Gromann P.A. / creditlawgroup.com and Smith & Gromann P.A. / creditlawgroup.com is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. Smith & Gromann P.A. / creditlawgroup.com is not responsible for webcasting or any other form of transmission received from any Linked Site nor is Smith & Gromann P.A. / creditlawgroup.com responsible if the Linked Site is not working appropriately. Smith & Gromann P.A. / creditlawgroup.com is providing these links and partnerships to you, for your convenience, and the inclusion of any link does not imply endorsement by Smith & Gromann P.A. / creditlawgroup.com of the site. You are responsible for viewing and abiding by the privacy statements and terms of use posted at the Linked Sites.

NOTICE

Notices to you may be made via either email or regular mail. The Service may also provide notices of changes to the Terms of Service or other matters by displaying notices or links to notices to you generally on the Service.

GENERAL

We hereby expressly disclaim any implied warranties imputed by the laws of any jurisdiction. Please report any violations of the Terms of Service to our Customer Support team.

If you do not agree with any of our terms of services mentioned above please do not read the material on any of our pages.